From’s weekly survey of major lenders, taken Feb. 9, found the average interest rate for a:

30-year, fixed-rate loan increased to 5.23% from 5.02%. Interest rates are now higher than they were at this time last year, when a 30-year loan averaged 5.15%.

15-year, fixed-rate loan jumped to 4.48% from 4.29%. A year ago, it was 4.52%.

30-year, fixed-rate jumbo loan (for mortgages exceeding $417,000 to $729,750, depending on the city) climbed to 5.74% from 5.54%. A year ago, it was 5.95%.

Five-year, adjustable-rate loan rose to 4.01% from 3.84%. A year ago, it was 4.56%.

Our database of mortgage rates can help you find the best deals in your area, including many that are less costly than these national averages.

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