Custom homes are often financed through a construction-permanent loan — a lending structure designed specifically for the way homes like yours are built. The process is more straightforward than most buyers expect, and we will be beside you every step of the way. Here is how it unfolds.
Step 1
Construction loan begins
Your home is financed through a construction-permanent loan — a single loan designed specifically for the custom home process.
Step 2
Interest-only during construction
During construction, payments are generally interest-only and based only on what has been spent to date — not the full loan amount.
Step 3
Converts to permanent mortgage
Once construction is complete, the loan automatically converts to your permanent mortgage — no second closing required.
Starr® Custom Homes has relationships with several financing professionals who understand the custom home process. We are happy to make introductions – but you are always free to choose whomever you are most comfortable with.
The following professionals have established relationships with Starr® Custom Homes and are experienced with construction-permanent financing.